we have no idea yet how much this is going to hit the american people because this year, don't forget on higher income americans you have medicare payroll tax hike, investment income hike and medical devices tax, that is just this year. >> and here is the interesting thing. with all that stuff. they are not going to wait nanosecond to collect their money but what the heck, where is my tax refund? >> i think you have a situation where they are trying to cause as much pain as possible to show you, hey, i told you so. sequester was bad. look we went this week where they actually shut down the tours of the white house that only cost $17,000 a week. they are trying to make a point and trying to prove a point and go down the republican throats and make them look bad. we end up losing in the end. >> ben, what do you think?